Ordering an appraisal from Financial Control Group, Inc.Thousands of people in Illinois purchase, sell or refinance their home each month. A lot of these transactions involve a simple line item for an appraisal. Practically all lenders still call in a local expert because the stakes are so high, even though there are a multiplying number of automated home valuation methods that may appear more practical than an appraisal. You might believe that getting a mortgage is the only reason you should get an appraisal, but there are additional cases when the services of a licensed, independent real estate professional might come in handy.
Let Financial Control Group, Inc. help you appeal your tax assessment in Cook CountyIf you live in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Financial Control Group, Inc. is your best evidence when building your case. At Financial Control Group, Inc., we're qualified to assist you in challenging your tax assessment.
Let Financial Control Group, Inc. assist you in lowering your mortgage paymentWhen the amount being loaned to the homebuyer is more than 80% of the actual value of the property, most lenders ask home buyers to take out an additional insurance plan. That policy is Private Mortgage Insurance, or PMI. Since the extra payment is usually lumped into the monthly mortgage payment, it is often forgotten. This is unfortunate because PMI isn't necessary when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met.
Financial Control Group, Inc. can give you a statement regarding the value of your home, and the price you paid for the appraisal can usually be regained in just a few months because you'll no longer be paying the PMI.
Settling a divorce with less stress with an appraisal from Financial Control Group, Inc.A divorce is a particularly heartbreaking ordeal for the parties involved, and it is often further complicated by the difficult decision of who keeps the house. So both parties are fully aware of the true market value of their property, it's a good idea to get an appraisal from Financial Control Group, Inc., regardless of the situation.
If the parties wish to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.
Fair and accurate estate liquidationLosing a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. We ensure the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Most Americans do not have dedicated estate planners or executors to take care of these issues, unlike wealthier individuals. And seeing that a home or other property often makes up an uneven share of the total estate value, knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've received an honest deal.
Financial Control Group, Inc. can assist you in relocating to or from Cook CountyWe understand the stress involved with an employee relocation. That's why we take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive characteristics of their property, as well as information about any recent sales or listings in their neighborhood that they want considered during our intensive process.
Selling your home quickly at the right price with an appraisal from Financial Control Group, Inc.A professional appraisal will help you make a better educated decision regarding your selling price, whether you decide to sell your home on your own or with the help of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. The price we charge isn't a percentage of the sales price, but rather they depend on our efforts to finish the appraisal.
On a daily basis, we determine the difference in value items like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long homes stay on the market. So, getting a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.